The Latte Factor, a fast, easy read reveals how anyone—from millennials to baby boomers—can still make their dreams come true.
This Book Will Completely Transform Your Relationship With Money and Happiness.
What if you didn’t need to be rich to live rich? What if there were a way you could achieve financial freedom and live your dreams now.
In less than five hours – The Latte Factor Class can help you take control over your money and your life. Whether you’re just starting out in business, an employee, or you’re in debt and you just want to live the life you’ve always dreamed of “The Latte Factor” is a one day program that has inspired millions.
It’s never too late to start living your dreams. Whether you are living paycheck to paycheck, or simply want to do better financially this class is for you if you’re ready for a fresh outlook on life and money.
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“When I first started my career, I was deep in debt and full of shame, fear, and embarrassment about money. David’s books helped me turn that around and create real financial freedom. On MarieTV we featured David and his Latte Factor challenge—and the results for our community were immediate. The Latte Factor works!”
Welcome to The Latte Factor—an inspiring parable that presents three timeliness secrets to financial freedom that will help you discover you are richer than you think.
From legendary personal finance expert David Bach (The Automatic Millionaire) and master storyteller John David Mann (The Go-Giver), The Latte Factor tells the story of Zoey Daniels, a twenty-something professional, living and working in New York City. Zoey likes her job and she’s good at it—but no matter how hard she works, she still struggles to make ends meet under a growing burden of student loans and credit card debt. And she can’t help wondering: Is this all there is to life.
Zoey cannot see any way off her endless treadmill—until one morning, when she strikes up a conversation with Henry, the elderly barista at her favorite Brooklyn coffee shop. Over the next few days, as Henry reveals what he calls the “Three Secrets to Financial Freedom,” Zoey discovers that there is more to his life story than meets the eye—and that by following the simple, proven path he describes, she truly can create the life she’s always wanted.
From Baby Boomers who worry if they’ve saved enough for retirement, to Millennials who are drowning in student loan debt, to young Gen Zers who want to make smarter choices than the generations that have come before, The Latte Factor can help anyone, of any age, achieve financial independence. At once page turning and heartwarming, The Latte Factor is an inspiring story you can read in less than an hour, but its impact can last for a lifetime.
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Ha. You know me already! Click here if you want the boring bio.
My favorite food is Nachos. My friends call me Nacho Bach. (Okay, you didn’t know that)
I’m the guy who has spent more than two decades teaching people worldwide to “Pay Themselves First”–and to save and invest automatically.
I think budgets suck.
Many people – maybe you know me for the Latte Factor® – the simple idea that small amounts of money not wasted can be saved and help you reach financial freedom.
That simple idea has gone viral all over the world and inspired millions.
It’s also brought out the haters – who think I’m trying to take their coffee away.
I’m not. Promise. LOL.
I love my coffee.
The Latte Factor is not about the coffee, my friends. The Latte Factor is about how to live your richest life now.
This little story will inspire you to realize you’re richer than you think. You’re stronger than you know. Your dreams are closer than you realize.
Let’s DO THIS.
Trust me it’s not just my mom who thinks this book rocks. My wife likes it too.
And….
“Sometimes a story is worth a thousand pieces of unheeded advice. Let this lovely tale, laced with practical wisdom, inspire you to make a few elegantly simple changes––without budgeting––to build the wealth you need for a life you love.”
“David Bach has a masterful ability to translate the complicated world of investing into terms we can all understand. The Latte Factor may be his simplest and most powerful message yet.”
“David Bach is the one financial expert to listen to when you’re intimidated by your finances. His powerful and easy-to-use program will show you how to spend, save and invest your money to afford your dreams.”
“When you control your money, you master your life––and in less than an hour this little book can become the roadmap to the life you deserve.”
“The Latte Factor is a masterpiece. David Bach’s strategies helped me become a millionaire at 30. Read this book, put it into practice, and then share it with everyone you know. It will change your life.”
“For more than two decades, David Bach has been changing lives through his simple yet impactful teachings about money, investing, saving, and building wealth. I know this because I featured the Latte Factor principles on The Oprah Show and watched David transform tens of millions of people’s lives. And we didn’t just talk about the Latte Factor—we put it to work in our own lives!”
“The Latte Factor is a soulful journey that will inspire you to live your dreams now. Bach and Mann’s storytelling genius make this a life-changing book of our time. The Factor—we put it to work in our own lives!”
“David Bach moves audiences worldwide with his message of hope and inspiration. The Latte Factor will stir your heart and uplift your soul. It is so very worth your attention, contemplation, and implementation.”
“David Bach is the world’s best personal finance expert and The Latte Factor shows why. He knows how to teach you to achieve financial freedom better than anyone. Best of all, the beautiful story in this book is so real, so relatable, that you’ll actually want to take these simple steps to create wealth and truly live rich. I loved every page.”
“I have known David for over a decade. His timeless principles will inspire you to live a life that goes beyond wealth, and one that embraces meaning and giving.”
“There’s a reason David Bach’s books have sold over 7 million copies: they work. This great story can inspire you to take action to live your best life. You truly don’t need to be rich to start investing and go for your dreams.”
“A game-changer! This incredibly powerful story will change your life. Anyone from any generation or background can use this book to fuel their dreams and empower their future.”
“David Bach’s advice is masterful. He takes the complicated and makes it simple—it’s literally a three-step process to financial freedom. You can do this!”
“The Latte Factor will completely transform your relationship with money and happiness. I read 70 to 100 books a year, and this one rocked me. It will totally flip your mindset upside-down and gives you a 10X better operating system for life.”
“Every single woman in America needs to read this book. David Bach is the ultimate crusader for women’s financial empowerment—and The Latte Factor is now your guide to the financial security and freedom you deserve.”
“An instant classic, The Latte Factor is the perfect gift for people of any age who don’t like to think about finances—and are poorer and unhappier because of it. Invest one hour to read this book and reap positive returns for a lifetime!”
“Bach and Mann’s The Latte Factor will help you learn how to best identify what you value most, so you can spend, save, and invest to live a life aligned with your goals.”
“Every college student across America and around the world needs to read this book. David’s advice is so powerful because it is so easy to implement, and the tale he shares is both heartfelt and inspirational.”
“David Bach has never failed to amaze me with his genius for making the complex world of finances approachable to everyone and his genuine caring about making an impact in people’s lives. The Latte Factor is a book for all time!”
“Iconic financial expert David Bach has inspired tens of millions of lives with his Latte Factor method. You owe it to yourself to read The Latte Factor and share it with those who matter most to you. In less than an hour you’ll learn truly how to become a financial grownup.”
“A captivating story packed with aha! moments. The Latte Factor will surprise and delight you—and it will transform the way you think about personal finances.”
“Bach and Mann offer a master class in the fundamentals of personal finance and financial independence, wrapped in an engaging story of self-discovery. The Latte Factor is a gem!”
“Bach and Mann have done a startlingly good job of illustrating life’s deepest secret and most profound truth: that a genuinely rich life—a life of ‘flat-out, unbridled joy,’ as the authors put it—is available to anyone in any circumstances. Highly recommended!”
“I LOVE this book! In one fun-filled hour, you will learn how a few small, simple changes can compound into a massive transformation in your financial future. The Latte Factor is destined to be a global sensation!”
“A great read for millennials, and a helpful reminder that little life changes can have a big impact on your financial future.”
“A game-changing little book, delivered with the wisdom, heart, and brilliant simplicity that have endeared David Bach to millions. Read, act now (it’s easier than you think), and genuine financial freedom is yours for the taking!”
“A wonderful, fun, engaging, inspiring book! You’ll love the story so much you’ll forget that you’re actually learning life-changing lessons from a master in the field.”
“In less than an hour The Latte Factor can help you take control of your money and your life. Whether you’re just starting out in business or an employee in mid-career, or you’re in debt, or you just want to live the life you always dreamed of, The Latte Factor can help you gain financial success, freedom, and security.”
“Since discovering David’s Latte Factor concept in my early thirties and implementing his pay-yourself-first strategies, my wife and I have had huge leaps forward financially. We’re now millionaires, my wife was able to be a stay-at-home parent, and I was able to leave my unsatisfying corporate job to pursue passion businesses!”
“David Bach’s approach to personal finance will inspire a generation. Living rich can feel out of reach for many in the creator community, but David’s simple, no-BS approach balances our ability to thrive now while simultaneously preparing for a wealthy future.”
“David Bach’s advice is so powerful because it so easy to implement. The Latte Factor transforms complicated concepts into simple actions, laying out a three-step process that anyone at any level of income can put into practice to achieve financial freedom and a life filled with abundance and joy.”
“The Latte Factor is a little story that packs a huge idea: that financial success, freedom, and security start with being clear on what matters most in your life.”
“Forget the lottery, Prince Charming, or the pot of gold at the end of the rainbow—The Latte Factor will show you a path to a winning, rich life. A must-read for every woman from every background.”
“The Latte Factor inspired me to start saving $5 a day, and before I knew it, I grew my savings by over $100,000 in just two years! By starting small, I started—and now I’m on the fast track to financial freedom. Money doesn’t have to be complicated, and you can do what I did. The key is to use the principles in this book and get going!”
“A must-read if you want to reach your personal financial goals!”
“A Latte Spurned is a Fortune Earned!”
We’re taking The Latte Factor message around the world in 2019.
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For review copies, interview requests and other publicity queries related to The Latte Factor, please contact:
Rebecca Bakofsky
teamdavid@finishrich.com
